This site is managed by Bob Riach
I am a qualified mortgage and protection adviser.
Any comments made by me (Bob Riach) on this website are personal opinions and are not related to my business and should NOT be seen as financial advice.
With the help of other professionals, we are here to share information and to support people with during this difficult time.
We aim to give free advice
Like myself these people run businesses therefore they can only offer basic advice for free